You can’t drive how you want, you have to follow the traffic laws. Just like traffic laws the banks, credit bureaus, and creditors have credit laws they need to follow. A lot of times banks, credit bureaus, and collection agencies don’t follow these laws when reporting derogatory accounts.

The good news for you is that the Burden of proof is on the creditors and credit bureaus to prove they have properly complied. Our job is to find what they are doing wrong and leverage the laws to remove the accounts from their credit through 3 easy steps.

• Audit

  The first step is to identify the problems and issues holding back your credit with a comprehensive credit analysis.

• Challenge

  Using consumer protection laws we file factual disputes to challenge the errors on the derogatory items holding back your credit.

• Repeat

  If items come back “verified” we escalate the dispute process and even include the creditors in the dispute process.

Start your business credit journey with confidence. We truly simplify your path to business credibility and maximize your financing opportunities.

Understand & Improve Fundability

We address your Business Lender Compliance items to identify missing items lenders require for approval.

Establish & Utilize Business Credit

We walk you every step of the proven & tested method on the journey to access money for your business.

Access Business loans & Credit Lines

We will continue to develop your profile until you are approved for business funding.

We know the lenders' hidden criteria for funding and we'll guide you through understanding and meeting each item! We will also help you:

• Choose the right business entity for protection.

• Set up a credit-friendly business address and phone number.

• Save on listing costs with 411 registration and internet listing visibility.s

• Navigate business bank account setup.

• Set up your corporate domain, email and website.

• Avoid the red flags that lenders look out for.

Through trusted banking partnerships, we connect qualified businesses to a full range of capital options — including cash advances, term loans, lines of credit, equipment financing, invoice factoring, and more. Funding ranges from $10,000 to $500,000+ depending on eligibility. Quick decisions and fast funding available. (Click ‘Business Solutions’ page for more details)

Know a business owner needing funding? Refer them to Fern & Beacon Partners and earn competitive commissions on successfully funded deals. Simple, transparent, and paid promptly. (Fill out contact form below)